Uninsured or Underinsured (UM/UIM) Accident Lawyer
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Florida law requires every driver to carry particular types of insurance. However, not everyone does. That is where underinsured motorist coverage comes into play. If the other driver does not have insurance or your damages exceed the policy amount of the other driver who is all or partially at fault, uninsured motorist insurance may provide coverage to pay you.
Florida’s requirements for personal liability insurance for drivers are some of the lowest in the nation so this is an important provision.
Florida law requires each driver carry at a minimum:
- $10,000 in no-fault personal injury protection
- $10,000 in property damage liability insurance
The personal injury protection will pay for your medical expenses if an accident causes an injury to you. This is a no-fault policy, which means your insurance will pay for your injuries, regardless of who is at fault.
Should your medical expenses exceed the amount of personal injury protection of your policy, you may attempt to collect the remainder of your expenses from the driver at fault in the accident. A driver may purchase bodily injury liability insurance that pays in the event that you are at fault in an accident and injure someone above what the injured person’s insurance policy covers. In that case, you may collect compensation from his or her insurance company up to the amount of bodily injury liability coverage.
The law also requires Florida auto insurers to offer underinsured motorist coverage. If you have purchased this coverage, you may collect compensation for your injuries above that amount of your personal injury protection and any bodily injury liability the other driver may have purchased.
If you make a claim on your underinsured motorist policy, it will be necessary to show that the other driver was at fault.
For this reason, making a claim on your underinsured motorist provision can be difficult. You will need an attorney to help establish the evidence that you are entitled to compensation. Establishing fault is aided by having the police report of your accident, any photos of the scene of the crime, collecting witness statements, if any, and possibly expert testimony as well.
Experience You Can Trust
The attorneys of Freedland Harwin Valori, PL have the knowledge and vast experience to pursue underinsured motorist claims. We have proven results in getting victims the compensation they deserve. We care about our clients and work hard to see that no stone is left unturned in getting you the compensation you need to cover medical expenses, lost wages, and rehab costs so that you can resume your life after an accident.
There are time limits on filing underinsured motorist claims. If you believe that the amount of your claim may exceed your personal injury protection coverage, you should not delay in speaking with us.
free consultation anytime, anywhere.
ALL FIELDS REQUIRED
- BIKE ACCIDENTS
- BRAIN INJURY
- BUS ACCIDENTS
- CHEMICAL BURNS
- DAYCARE INJURIES
- DELIVERY TRUCK ACCIDENTS
- DRUNK DRIVING ACCIDENT VICTIMS
- ELDER ABUSE
- ELECTROCUTION INJURIES
- HIT-AND-RUN ACCIDENTS
- MOTORCYCLE ACCIDENTS
- NEGLIGENT SECURITY
- PEDESTRIAN ACCIDENTS
- PLAYGROUND ACCIDENTS
- PREMISES LIABILITY
- SEXUAL ABUSE
- SPINE INJURY
- TEXTING AND DRIVING ACCIDENTS
- TRAIN ACCIDENTS
- TRUCK ACCIDENTS
- UBER OR RIDESHARE ACCIDENTS
- UNDERINSURED MOTORIST ACCIDENTS
- WRONGFUL DEATH CLAIMS
Damages Jury Verdict on behalf of the family of a 34-year-old woman who bled to death during childbirth. With the assistance of top experts, we were able to demonstrate that doctors did not follow proper safety protocols, forcing the defendants to admit liability shortly before trial.
A settlement won on behalf of the family of a 47 year old woman whose death resulted from the use of a dangerous pharmaceutical drug. We proved the manufacturer knew of the dangerous side effects & did not provide proper warning.
A settlement on behalf of a child who suffered a brain injury as a result of oxygen deprivation during birth. Through years of tactical and technical litigation, we were able to prove that the nurses and physicians both failed to intervene and prevent the brain injury.
MOTOR VEHICLE ACCIDENT
A settlement on behalf of a middle-aged man who was read ended by a waste management truck.
NURSING HOME NEGLIGENCE
A settlement on behalf of the family of an elderly man who died as a result of being neglected and uncared for by a nursing home.
I met Dan when I was in therapy and he came and right away it felt like a family member visiting you, a connection, like a brother. He’s been on both sides of the fence. He’s represented the hospitals and the doctors, and then he jumped over to the other side. It is a fantastic group, it was like Bell Belichick leading the team. They changed my life and still check on me. I recommend FHV to anybody and they thank me.
I met Dan about a year ago. He never made me feel that it was about the money. When he spoke with me he was asking how Bill (my brother) was and if he was doing better. He made me feel like family and always asked if I was alright. That means a lot. Everyday is something new and I challenge for my brother. I would recommend [FHV] to everybody because I really believe that they’re helping from their hearts… from a really good place.
For anyone to represent anyone for 5 years and take the time to do it, not once just “get it out of the way” and “get it done with”. It was about what was best for Hunter and our family. It was about the case and the people.
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